Financing Your Dream Project from Groundbreaking to Completion
At InsightFinance, we understand the complexities and unique challenges of financing a construction project. Whether you are building your dream home, a commercial space, or a property development, we’re here to help you secure the right construction loan that suits your budget, timeline, and objectives.
A construction loan is a short-term, progressive-draw loan designed to finance the construction of residential or commercial property. Instead of receiving the full amount upfront, the funds are released in stages as construction progresses.
First-time Builders
Experienced Developers
Investors Starting from the Ground Up
Owner-Builders
How It Works?
Pre-Approval: Understand your borrowing power.
Planning Phase: Submit builder contracts, council approvals, and project timelines.
Loan Approval: InsightFinance reviews and tailors your loan to your needs.
Progressive Drawdowns: Funds are released at key stages of construction.
Conversion or Refinance: On completion, move to a traditional mortgage or investment loan.
✅ Owner-Builder Construction Loans
If you’re planning to build your home, and you’re acting as your own builder, we offer loans tailored to cover the costs of land acquisition, materials, labor, and project management.
✅ New Home Construction Loans
A loan designed for homeowners looking to build a new property from the ground up. Get funding for land, building permits, and construction costs with flexible terms.
✅ Renovation & Home Extension Loans
For homeowners seeking to renovate or extend their property. We offer loans to cover everything from minor refurbishments to full-scale additions.
✅ Commercial Construction Loans
If you're developing a commercial property — office buildings, retail spaces, or warehouses — our experts will help you navigate financing for large-scale projects.
✅ Property Development Loans
For builders and developers, we offer project-based funding, covering everything from land acquisition to construction costs and infrastructure development.
Expert Guidance: Our specialists understand the complexities of construction finance and guide you at every step.
Flexible Drawdowns: Funds are released in line with your project timeline, ensuring you only pay for what’s been completed.
Tailored Options: We customize loan structures to fit your budget, goals, and building schedule.
Seamless Transition: Easily switch to a long-term mortgage once your construction is complete.
Signed building contract
Council-approved plans
Builder’s insurance
Project cost estimate
Proof of income & identification
Not sure how much you can borrow or where to start? Submit your basic details and one of our advisors will get back to you within 24 hours with a free loan assessment.