Investment property finance is a loan structure designed specifically for purchasing or refinancing real estate with the intent to generate rental income or capital growth. Compared to owner-occupier loans, these products often offer more strategic flexibility and tax-effective structuring.
Interest-Only Loans – Maximise cash flow early in your investment cycle.
Principal & Interest Loans – For long-term debt reduction and equity growth.
Fixed or Variable Rates – Lock in certainty or stay flexible with market changes.
Cross-Collateralisation vs. Standalone Loans – Structure portfolios to suit your risk appetite.
First-time investors entering the market
Existing landlords expanding portfolios
High-income professionals seeking passive income
SMSFs (Self-Managed Super Funds) looking to invest in property
Developers building for resale or long-term rental
Investor-Focused Strategy: We assess your income, risk tolerance, and long-term goals to recommend the right structure.
Maximise Leverage: Use equity in your existing properties to fund new investments.
Tax-Efficient Structuring: We collaborate with your accountant to ensure optimal loan configurations.
Interest-Only Options: Improve short-term cash flow while building long-term wealth.
Access to Niche Lenders: We tap into a wide panel—including banks, non-bank and investment-friendly lenders.
Investment Goal Discovery
Loan Strategy & Pre-Approval
Property Search Support (Optional)
Settlement & Portfolio Setup
Annual Reviews & Optimisation
Proof of income (including rental income)
Existing property portfolio details
Tax returns and liabilities
Credit report & Valuation report (we’ll help check this)
Strategy session with our advisors
Ready to grow your wealth through property?
Book a strategy session with an NovaLink Finance investment finance expert today.
Book a Free Investment Consultation